R.D. Kothmann Off Road Insurance

Appropriate Insurance Coverage for Every Vehicle You Own

Everyone knows you need insurance for your day-to-day personal cars and trucks. But what about coverage for your other vehicles for the vehicles that take you off the beaten path? Many people don’t realize that carrying insurance coverage for these is just as important as for their regular, everyday vehicles. Some don’t realize the variety of coverages available for ATVs, golf carts and other leisure vehicles, either.

Is My ATV or Golf Cart Covered by My Existing Insurance Policies?

In most cases, typical home insurance and auto insurance coverage won’t protect any variety of recreational or specialized vehicle. If you use your vehicle on your own property, normal auto or home insurance might provide limited coverage, but you need to review the policy or call your agent for details.

Many people don’t use their ATV on personal property, anyway. Plus, more and more public facilities are now mandating that riders and drivers carry appropriate insurance. If you own one of these vehicles, you owe it to yourself and to others to carry comprehensive coverage from R.D. Kothmann.