Mobile Home Insurance: Protection for Your Texas Mobile Home
You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance. Home insurance isn’t necessary for just houses, it’s necessary for mobile homes as well. Here at R.D. Kothmann Insurance we’ll work hard to find you the best coverage for you at a price you can live with.
Mobile Homes Have Unique Coverage Needs
Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At R.D. Kothmann Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.
What Does Mobile Home Insurance Cover?
Like a typical home insurance policy, mobile home insurance can provide comprehensive coverage from losses due to:
- Wind and hail damage
- Ice or snow
- Stray or wild animals
- Busted pipes
As you can see, there is significant overlay between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.
Mobile Home Liability Insurance
A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally culpable for such losses, liability would help pay for:
- Property damage to the effected person(s)
- Pain & suffering of the effected individual(s)
- Lost wages incurred because of the injury
- Medical bills incurred because of the injury
Mobile Home Personal Property Insurance
Personal property insurance will reimburse you for the actual cash value for any belongings you lose that are covered by the policy.
R.D. Kothmann is Your Trusted Central Texas Insurance for Mobile Home Coverage
At R.D. Kothmann Insurance, we feel privileged to partner with clients throughout the Lone Star State. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.
Contact R.D. Kothmann for a FREE Mobile Home Insurance Quote
At R.D. Kothmann Insurance, we’re built two things: Relationships in coverage and Navasota pride. If you’re ready to start a new friendship with a Southwest Texas mobile home insurance agency that puts your best interests first, call R.D. Kothmann Insurance today at 325-446-2320! Or for a free online mobile home insurance quote, click here to fill out a quote form.
We can’t wait to work with you!