R.D. Kothmann Off Road Insurance

Coverage for Every Excursion with Off Road Insurance From R.D. Kothmann

If you live in Junction, TX and enjoy off-roading on your ATV or side-by-side, then we’ve got the perfect insurance for you.

We know that being an outdoor enthusiast can be a dangerous game. That’s why we offer specialized coverage to protect your prized possessions from any mishaps while you’re out there living life to the fullest.

You deserve protection when it comes to your hobby of choice. Let us help keep you safe with our affordable rates and great customer service! Contact us today for more information about what we have to offer!

Appropriate Insurance Coverage for Every Vehicle You Own

Everyone knows you need insurance for your day-to-day personal cars and trucks. But what about coverage for your other vehicles for the vehicles that take you off the beaten path? Many people don’t realize that carrying insurance coverage for these is just as important as for their regular, everyday vehicles. Some don’t realize the variety of coverages available for ATVs, golf carts and other leisure vehicles, either.

Not to worry. At R.D. Kothmann Insurance, we can help you decipher which coverages are best suited to your particular off road vehicle We offer policies for insuring a wide range of circumstances. Whether your recreational vehicle is out roaming the woods, putting between the greens or even parked in the garage through the off-season, we can write appropriate coverages to protect it.

Is My ATV or Golf Cart Covered by My Existing Insurance Policies?

In most cases, typical home insurance and auto insurance coverage won’t protect any variety of recreational or specialized vehicle. If you use your vehicle on your own property, normal auto or home insurance might provide limited coverage, but you need to review the policy or call your agent for details.

Many people don’t use their ATV on personal property, anyway. Plus, more and more public facilities are now mandating that riders and drivers carry appropriate insurance. If you own one of these vehicles, you owe it to yourself and to others to carry comprehensive coverage from R.D. Kothmann.

What Does ATV & Golf Cart Insurance Cover?

Standard insurance policies for ATVs and golf carts cover many of the same perils regular auto or motorcycle policies cover:

  • Comprehensive
  • Collision
  • Bodily Injury & Property Damage Liability
  • Uninsured/Underinsured Motorist


Call R.D. Kothmann for a Free Quote on Off Road Insurance in Junction

Got questions about ATV and golf cart insurance? We’re here in the office anytime during regular business hours to with the answers you need to make informed coverage decisions; just call R.D. Kothmann Insurance Agency at 325-446-2320!

At R.D. Kothmann, we offer free, comparative quotes on golf cart and off road insurance from multiple insurance carriers, assuring you of the best possible rates. Want to see how much we can save you? For a free online classic insurance quote, click here to fill out a quote form!

Put Your Property in Good Hands

Getting in touch is easy!

We are here to answer all your queries. You may call (325) 446-2320 or fill out the form below.